Checking Prospective Tenant’s Credit Standing

Checking Prospective Tenant’s Credit Standing

Majority of the landlords have experienced having to deal with tenants not paying their rent. Additionally, having to evict tenants with tedious and costly eviction proceedings are something landlords wouldn’t want to go through. As a landlord, doing a credit check on the potential tenant before giving him the approval for your rental property is essential. Checking the potential tenant’s credit history will give you a glimpse of his financial standing. Furthermore, will alert you of potential problems which may arise and can also reduce the possibility of you accepting troublesome tenants. 

There are various agencies that provide credit checking services over the internet. Some of these agencies charges per report, others require membership fees. This can be quite expensive especially if you have large number of potential tenants, that is why, some landlords require that the cost of credit check be shouldered in part by the applicant. However, credit checking entails some sort of methodological process to ascertain that the data collected are relevant.

Before proceeding to the credit check, the prospective tenant’s consent must first be obtained by having him sign the required documents. The documentation requirements may vary depending on the area. So, it would be helpful to research on the tenancy laws applicable to determine which documents are required. It is also very critical to get hold of a credit report for the right person, hence, it is best to check the documents thoroughly to make sure that all the details are accurate and correctly spelled.

There are various online credit checking agencies that you can choose from. Some of these agencies charges per report, others require membership fees. This can be quite expensive especially if you have large number of potential tenants, that is why, some landlords require that the cost of credit check be shouldered by the applicant.

The ideal credit report should contain the potential client’s debt history for at least the last five years. Take into consideration how much debt the applicant currently has, and if all debts are timely paid. A potential tenant who has a significant difficulty paying-off past debts or those who have fallen behind his present debts, should be avoided. In some instances, the credit report will reveal little or no data. This could mean that the applicant may be new to the country or he may have other identities that have not yet been tracked, so extra caution should still be exercised.

Age Spots Treatment: Kiss Your Age Spots Goodbye

Usually brown or black, age spots generally could be found in the areas of the skin most exposed to the sun like the face and hands. Age spots, as the name implies, surprisingly are not caused by aging or getting older. Instead this unwanted skin pigmentation is caused by sunshine attack on the skin. Sometimes called liver spots or sun spots, this skin pigmentation result from the skin’s way of defense against too much sun exposure. Although painless, most women want to get age spot treatment because they are unsightly and could severely affect one’s confidence.  You may not develop age spots if you take extra care about protecting your skin from the damaging ultra-violet rays of the sun. However, if you regularly expose yourself in the sun without some protection like a sunscreen, you might develop sun spots early in your life.

Most people associate age spots with age, which is true to some extent, because you can accumulate the greatest amount of sun damage as you get older, making the pigmentation more visible and plenty. If you are of the age where you have already developed some age spots, you are not without hope as there are several age spot treatment available that can really show some dramatic improvement in your skin.  The idea is to get rid of the damaged outer skin to reveal a fresher and newer skin. There are several homemade remedies that you can try, but its effectiveness may take so much time, if at all effective. Some treatments, however, could deliver results in a lesser amount of time. This may use treatments utilizing the latest technology in skin care which could involve freezing the top layer of the skin or getting a laser underneath the skin.

You must remember that you need not suffer the stigma brought about by age spots. You always have a choice whether or not to live with age spots or to live with a bright, beautiful and healthy skin. Sun avoidance and sunscreen protection is the best way to avoid sun damage. Nonetheless, if you have already developed sun spots, you need not live with it all through your life. There are highly qualified professionals that can help you choose the best age spot treatment for you. Visit their clinic or give them a call so that you can permanently kiss your age spots goodbye and be the most beautiful you with a brighter, smooth and healthy skin.

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Windows 8.1— Is it worth the update?

When the news about Windows 8.1 broke, I was feeling a little excited for a chance to upgrade my Lenovo Idea Pad Touch running on Windows 8. A year ago, Windows 8 was the latest operating system aimed at making touch-screen devices easy to use. It is also aimed for devices that can easily switch between touch and keyboard modes.

Microsoft has made the upgrade to sort out some software patches experienced with Windows 8, which is basically to appeal to more traditional PC users, like me, who want to switch back to the traditional Windows experience.

Among the notable changes are:

• ð        Instead of the usual tile-base app user interface at start up (which I sometimes find annoying), you can boot directly into desktop mode;
• ð        You can also do multitasking as you can now snap more apps side by side;
• ð        Along with the search that will direct into the cloud-based SkyDrive storage, Window 8.1 promises a better cross system;
• ð        And finally, the START button is back! (It irritates me so much not finding having the start button because I need to swipe even when in desktop mode, to shut down my pc.)

To upgrade or not?

I wanted to upgrade on because anyway, its free for those devices running on Windows 8. They say that the upgrade is largely free and installs seamlessly into the device, with some additional features. It won’t cost a dime to upgrade if you are currently running with Windows 8, as you can just download it to make your software run better.

As Windows 8.1 is an upgrade of Windows 8, it is ideally feasible for touchscreen interface. So, you can’t do much with the upgrade if you are running on Windows 7. Anyway, Windows 7 works completely fine with all sorts of application. Eventually though, you’ll get to use Windows 8 since almost all PC running under a Microsoft operating system uses it. However, you need to upgrade only if you need some finishing touches to your touchscreen devices running on Windows 8.

Problems with the upgrade?

I wanted to upgrade to Windows 8.1, but reading some reviews, some users who upgraded reported installation issues, although the upgrade runs without a hitch to majority of users. However, a lot of user has also complained encountering errors during the upgrade. Some of the common errors encountered are: The Boot Configuration Data file is missing some required information; Couldn’t update to Windows 1.1-) xC19001010x40017; and Sorry, it looks like this PC can’t run Windows 8.1.

Well, I’m having second thoughts about the update. Maybe I’ll leave it a few more days before making the decision to update or not. It took me sometime to master my Windows 8 because I’m used to the traditional desktop mode. Also, I missed the START button, somehow I managed to adjust without it. I do not want to be experiencing those glitches right at the moment when I need to finish a lot of things. Maybe after a while, I would consider doing the update.